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To see if your home or business is located in a floodplain visit: fema.gov.
Coppell has four major tributaries flowing through or adjacent to the City. These tributaries are Denton Creek, Grapevine Creek, Cottonwood Creek and the Elm Fork of the Trinity River. Also, there are numerous small tributaries meandering through neighborhoods and eventually joining with the major tributaries. Flooding can occur when the runoff caused by precipitation is too great to be confined in normal water channels. Rising water can destroy any structure or object in the floodplain. Before any development or improvements will be allowed in a floodplain, a floodplain development permit must be obtained from the Engineering Department. As part of the floodplain permit, additional information may be required. Such as a flood study to determine if the improvements will be allowed.
The only way to insure your property from rising water is to purchase a flood insurance policy separate from your homeowners insurance. The City keeps a copy of floodplain literature and maps for viewing at the Library, or you can stop by the City's Engineering Department located at 265 Parkway Boulevard. The Engineering Department can also provide suggestions on how you can protect your property from flooding. See floodplain permit form here.
For any additional floodplain information or questions please contact our Certified Floodplain Manager, Kumar Gali, P.E. (972) 304-3679.
It is important to note that a normal homeowners insurance policy does not provide coverage for damage to property resulting from rising water or flooding. A separate flood insurance policy is necessary to be protected. Even if your property is not within the 100-year floodplain, it is still a wise choice to purchase a flood insurance policy because, on average, 40% of all claims paid on flood insurance policies are for properties outside of the 100-year floodplain. Also, if you are considering purchasing a flood insurance policy, it should be done before you would expect to need it, as there is a 30-day waiting period after the purchase before the policy becomes effective. Residents now qualify to receive a 5-10% reduction in flood insurance premiums due to a Class 8 rating (see details below). For information about obtaining Flood Insurance visit: floodsmart.gov.
Ordinance Number 2001-952, adopted on June 26, 2001.
Document available here.